 Pilesgrove-Woodstown Office Hours
Monday through Wednesday 9 am to 5 pm
Thursday & Friday 9 am to 6 pm
Saturday 8:30 am to 1 pm
Drive-Up Windows
Monday through Thursday 8:30 am to 6 pm
Friday 8:30 am to 7 pm
Saturday 8:30 am to 1 pm
Franklin Bank provides banking services to residents and businesses in Salem, Atlantic, Gloucester, Cumberland and Cape May Counties in New Jersey including:
 Low-cost, hassle-free checking accounts
- Bank-by-phone
- Commercial loans
- Fixed and adjustable-rate mortgages
- Construction loans
- Personal loans
- Auto loans
 Savings accounts
- Traditional and Roth IRAs and much more
How safe is our bank? One of the most important measures of the strength and safety of any bank is its level of capital (equity). Each FDIC insured institution is assigned to one of three capital groups which are based solely on the level of an institution's capital. They are "well capitalized", "adequately capitalized" and "undercapitalized". Franklin Bank is currently classified as "well capitalized" and maintains a capital level well in excess of all minimum requirements. The FDIC requires that banks meet a risk based capital standard expressed as a percent of risk weighted ratios known as Tier 1 and Tier 2 capital ratios. The minimum required risk based capital ratios for banks are 4% for Tier 1 capital and 8% for Tier 2 capital. Franklin Bank's risk weighted capital ratios at June 30, 2008 (our most recent reporting date) are 16.15% for Tier 1 and 17.08% for Tier 2. We hold nearly four times the minimum requirement for Tier 1 capital and more than double the minimum required for Tier 2 capital.
As a leading mortgage lender in southern New Jersey, Franklin Bank's specialty is helping people achieve their dream of owning a home. If you're like most people we work with, your excitement at becoming a homeowner is also accompanied by fears, doubts and confusion.
Our mortgage professionals will guide you through the process smoothly and easily, from showing you how much you can afford to helping you select the right loan for your budget. Plus, we believe in customizing our products to fit our customers' financial situations perfectly, so whether you're looking for a fixed or adjustable rate mortgage, we can help you. We specialize in construction loans if you decide to build instead of buy.
Pilesgrove - Main Office
1179 Route 40 | (856) 769-1327
Pennsville
260 North Broadway | (856) 678-5911
Ocean View
2584 Route 9 | (609) 624-1991
Franklinville
2039 Delsea Drive | (856) 694-0220 |
Salem
137 West Broadway | (856) 935-2400
Salem - Drive-up
18 Front St. | (856) 339-9626
Woolwich
99 Center Square Rd. | (856) 467-2650 | |